About

An independent agency serving Minnesota since 2011.

We built Options Insurance on a simple idea: insurance should be honest and clear, and your agent should work for you — not for a single company.

Simple, honest, transparent

Options Insurance has called Chaska home since 2011. As an independent agency, we compare coverage across multiple carrier partners and recommend what genuinely fits your home, your family, or your business — never just the cheapest policy with the biggest gaps.

  • Independent — we shop the market for you
  • Annual coverage reviews so your policy keeps pace with your life
  • Local team based in Chaska, Minnesota

Why people choose an independent agency

15 years in the community

Serving Minnesota since 2011 — long enough to know what good coverage looks like here.

We compare, you choose

Multiple carriers reviewed side by side, so you see real options instead of one pitch.

We check in every year

An annual review keeps your coverage aligned as your home, family, or business changes.

Work with a local, independent team

We'd be glad to review your coverage and show you your options.

Get a quote
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